Business Loans Townsville
Find the best rate and terms for a Townsville business loan with Finance King. Our finance brokers search and compare loan options from over 35 lenders to find the right product for each business. Simple application, same-day approvals, and competitive rates for business cashflow and equipment finance Townsville.
Finance King is a 100% Australian owned brokerage with a local office in the Townsville CBD. Our business finance brokers have over 100 years of combined experience and have brokered more than $423 million in settled loans.
Business Loans Application Process
Finance King works with startups, sole traders, small and medium businesses, and larger corporations across the Townsville region. Whether it’s for commercial farming equipment, office fit-out furniture, or to manage cashflow as you get started, we can help.
Fill out your business details on the application page, including loan amount, timeframe, and financial circumstances.
Our business finance brokers review your details and compare loan options from a panel of over 35 lenders to find the best rate and terms for your needs.
Finance King’s fast-track application process can facilitate loan approval on the same day you apply. If the application runs smoothly, the funds can be deposited into your business account within 24 hours.
Business finance can be structured in a range of ways to grow your Townsville operations, whether it’s covering a seasonal cashflow gap, replacing a prime mover, or fitting out a new site.
Townsville Business Loans We Search And Compare
Cashflow Loans
Cashflow loans provide an additional cushion for businesses that need to pay for immediate expenses, but are still waiting on receivables.
Equipment Loans
Equipment loans provide businesses with working capital to purchase new or upgrade existing equipment for operations.
Rural Loans
Financing for agricultural operations across the Townsville and Burdekin districts to support seasonal gaps and expansion needs.
Compare from over 35 lenders
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
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$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $80,000 | 3-7 Years | 6.30% | 6.30% | Get Finance |
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$5,000 - $125,000 | 1-7 Years | 6.28% | 6.28% | Get Finance |
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$2,000- $60,000 | 1-5 Years | 8.99% | 9.17% | Get Finance |
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$5,000 - $100,000 | 2-7 Years | 8.29% | 9.95% | Get Finance |
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$3,000 - $100,000 | 1-7 Years | 9.49% | 10.93% | Get Finance |
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$5,000 - $150,000 | 1-7 Years | 9.19% | 10.54% | Get Finance |
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$5,000 - $130,000 | 2-7 Years | 8.19% | 11.37% | Get Finance |
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$10,000 - $100,000 | 2-5 Years | 10.95% | 11.50% | Get Finance |
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$5,000 - $65,000 | 3-7 Years | 6.74% | 8.23% | Get Finance |
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$15,000 - $100,000 | 1.5-7 Years | 5.95% | 5.95% | Get Finance |
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$2,000 - $75,000 | 1-7 Years | 13.95% | 16.15% | Get Finance |
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$8,000 - $75,000 | 3-7 Years | 9.95% | 11.95% | Get Finance |
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$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Our Location
Finance King’s Townsville office is located at 775 Flinders Street, Townsville QLD 4810
We are open from 8:30am - 5:00pm on Monday to Friday, and service booked appointments on Saturday.
Phone: 1300 086 329
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
Frequently Asked Questions
What documents do I need for a business loan?
You will need to submit a completed application form, signed privacy consent, identification for the directors or business owners, an ABN, and the most recent six months of business bank statements.
Lenders may also ask for additional documents such as BAS statements, tax returns or financials for higher borrowing amounts.
How much can I borrow for a business loan in Townsville?
Borrowing capacity depends on turnover, trading history, the security offered and how the funds will be used. Finance King's panel covers facilities from small equipment purchases through to substantial commercial lending.
We can search for loan amounts from $3,000 to $250,000, with terms up to 7 years.
Can I apply for a business loan with bad credit?
Yes, you can still apply for a business loan with a poor credit rating or a history of default on file. Our business finance brokers can help you understand what terms and borrowing amounts are possible before you apply.