Car Finance Hervey Bay
Search and compare the best car loans in Hervey Bay from over 35+ lenders. Finance King provides fast, same-day approvals on all new and used car finance.
Get FinanceWide Bay Car Loan Brokers
Get behind the wheel of a new or used car sooner with Finance King - our loan brokers do the legwork of comparing the best rates for car finance in Hervey Bay, saving both time and money. Our simple application process means that you can submit your information, receive competitive loan options, and get approved within 24 hours.
Finance King's brokers work on behalf of borrowers in Hervey Bay and across the Wide Bay-Burnett region, including Pialba, Urangan, Torquay, Maryborough and the surrounding coast. Regardless of financial circumstances, our loan brokers will find and secure the right car loan to meet your needs.
As a 100% Australian owned company with more than $423 million in settled loans and over 100 years of collective broker experience, Finance King has helped thousands obtain car finance in Hervey Bay. Our service is backed by a 5-star rating on Google from over 60 reviews.
Get behind the wheel of a new or used car sooner with our simple application process and fast approval process in Hervey Bay.
How it Works
Get behind the wheel of a new 4WD, family car, work vehicle, or motorbike with the best car loans and vehicle finance rates from our trusted network of lenders in Hervey Bay.
Fill out the contact form on this page with some details about yourself and your requirements and we'll be in touch.
Based on your requirements, our Hervey Bay car loan brokers will get to work finding the best loan products for your needs from a trusted network of lenders.
Based on your circumstances, our brokers can work to get you pre-approved with funds deposited directly into your chosen account within 24-hours.
Once the funds land into your chosen account, you're free to shop for your new car.
Compare Car Loans from over 35 lenders in Hervey Bay
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
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$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $80,000 | 3-7 Years | 6.30% | 6.30% | Get Finance |
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$5,000 - $125,000 | 1-7 Years | 6.28% | 6.28% | Get Finance |
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$2,000- $60,000 | 1-5 Years | 8.99% | 9.17% | Get Finance |
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$5,000 - $100,000 | 2-7 Years | 8.29% | 9.95% | Get Finance |
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$3,000 - $100,000 | 1-7 Years | 9.49% | 10.93% | Get Finance |
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$5,000 - $150,000 | 1-7 Years | 9.19% | 10.54% | Get Finance |
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$5,000 - $130,000 | 2-7 Years | 8.19% | 11.37% | Get Finance |
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$10,000 - $100,000 | 2-5 Years | 10.95% | 11.50% | Get Finance |
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$5,000 - $65,000 | 3-7 Years | 6.74% | 8.23% | Get Finance |
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$15,000 - $100,000 | 1.5-7 Years | 5.95% | 5.95% | Get Finance |
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$2,000 - $75,000 | 1-7 Years | 13.95% | 16.15% | Get Finance |
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$8,000 - $75,000 | 3-7 Years | 9.95% | 11.95% | Get Finance |
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$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Car Finance Calculator
Broker vs Dealership vs Lender for Car Finance
Matching the loan amount, rates, and terms for car finance with your circumstances can make a world of difference in repayments and the impact the loan has on your finances.
Going directly to a lender or the dealership for car finance is usually the most convenient option, but it also means limiting options.
A bank or private lender typically provides one rate and credit policy, while a dealership offers quotes that bundle in extended warranty and gap cover. In both cases, there is little comparison for car finance options.
Working with a broker like Finance King saves time and money - a broker will reach out to multiple lenders to compare rates, fees, and terms.
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
Frequently Asked Questions
Can I get pre approval for a car loan?
Yes, we can have you pre-approved for a car loan in Hervey Bay in just 24-hours. Once you are pre-approved for car finance, you can then shop the market with confidence knowing that you're able to make a purchase when you find the right car.
Do you offer finance for used vehicles?
Yes, we offer finance for both new and used cars in Hervey Bay. It's worth noting that used car finance rates tend to be slightly higher than a new car finance rate due to the higher level of risk taken on by the lender.
How much can I borrow?
Your borrowing capacity will depend on your unique financial circumstances. Factors such as your borrowing history, employment status, income, and other liabilities will all be checked to determine how much you can borrow. Jump over to our free personal loan calculator to get a better sense of your borrowing power.
How do car loan repayments work?
Car loan repayments will cover part of the principal of the loan - the amount that you borrowed - and part of the interest - the amount that is charged to you by the lender. Each car loan is slightly different, and your car loan agreement will outline the specific repayment terms and interest rates to be paid.
Will I be able to pay off the car loan early?
Many lenders in our network allow for early repayments without extra fees or with minimal penalties - we can include this as a priority when searching for car finance options on your behalf. Our car loan brokers will walk you through the specific terms of each loan to help you make an informed decision.
Is a secured car loan better than an unsecured car loan?
It depends on your financial circumstances - a secured loan will generally have better rates compared to an unsecured loan, which lowers the overall cost of interest. An unsecured loan may be the ‘better’ option for borrowers who want a more flexible repayment term to spread out the cost of the loan.
