Compare the best car finance deals on the Sunshine Coast
Don't settle for average. Finance King compares car loans and finance deals from more than 35 leading and approved lenders across Australia to find the best rates for your next loan.
Get FinanceWe Make Car Loans on the Sunshine Coast Simple
Spend less time shopping for the best car finance rates and more time shopping for the car itself. As the leading automotive finance broker on the Sunshine Coast, Finance King compares competitive rates across a panel of leading and approved lenders nationwide. We have partnerships with some of Australia’s biggest lenders to specialist financiers for borrowers with more complex credit history.
Finance King is a 100% Australian owned company backed by more than $423 million in settled loans and a 5.0-star rating from over 60 Google reviews. Our broking team brings over 100 years of combined brokerage experience to every application. Finance King also holds an Australian Credit Licence (493176) to provide Sunshine Coast residents with access to a full lender panel rather than the one or two finance quotes a dealership can offer.
Our simple online application process makes it easy to apply for car finance from the comfort of your home. Finance King's brokers can provide pre-approval within 24 hours, so Sunshine Coast buyers can shop for a new or used car on the same day of application. Obtain car loan options without any strings attached - your credit file will remain affected until an application is submitted to a lender with your consent.
Compare from over 20 lenders
With a network of over 20 lenders, we find and secure the most competitive car loan solution to suit your financial circumstances. Our car finance brokers secure loans ranging from $3,000 to $250,000 and offer loan terms up to 7 years.
Why Work With a Broker for Sunshine Coast Car Finance
Approaching lenders one at a time is a tedious process, and separate enquiries can leave a mark on your credit file.
Finance King's Sunshine Coast car loan brokers reach out to a wide panel of lenders and put the options side by side, including the fees and balloon arrangements that change what a loan actually costs over its term.
Loans range from $3,000 to $250,000, with terms up to 7 years, covering new cars, used cars, dealership purchases and private sales.
How it Works
Get behind the wheel of a new or used vehicle on the Sunshine Coast faster with market-leading rates from more than 20 different lenders. Let our car loan brokers do the leg work for you to secure the best rates and the most favourable loan terms for your next vehicle purchase.
Fill out the contact form on this page with more details about yourself and the car you're looking to purchase.
Based on your unique financial circumstances and your requirements, our car finance brokers on the Sunshine Coast will start sourcing the best loan deals and rates from our trusted network of lenders.
Our experienced brokers will work to get you pre-approved with funds deposited into your account in as little as 24-hours.
Once the funds land into your account, you can then shop for a new or used vehicle straight away.
Compare Car Loans from over 35 lenders in Sunshine Coast
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
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$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $80,000 | 3-7 Years | 6.30% | 6.30% | Get Finance |
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$5,000 - $125,000 | 1-7 Years | 6.28% | 6.28% | Get Finance |
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$2,000- $60,000 | 1-5 Years | 8.99% | 9.17% | Get Finance |
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$5,000 - $100,000 | 2-7 Years | 8.29% | 9.95% | Get Finance |
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$3,000 - $100,000 | 1-7 Years | 9.49% | 10.93% | Get Finance |
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$5,000 - $150,000 | 1-7 Years | 9.19% | 10.54% | Get Finance |
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$5,000 - $130,000 | 2-7 Years | 8.19% | 11.37% | Get Finance |
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$10,000 - $100,000 | 2-5 Years | 10.95% | 11.50% | Get Finance |
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$5,000 - $65,000 | 3-7 Years | 6.74% | 8.23% | Get Finance |
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$15,000 - $100,000 | 1.5-7 Years | 5.95% | 5.95% | Get Finance |
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$2,000 - $75,000 | 1-7 Years | 13.95% | 16.15% | Get Finance |
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$8,000 - $75,000 | 3-7 Years | 9.95% | 11.95% | Get Finance |
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$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Car Finance Calculator
Choosing between a secured vs unsecured car loan
Car finance lenders will offer you options in the form of secured and unsecured loans. Understanding the difference between the two will help you choose the right kind of car finance for your individual circumstances.
A secured loan will require collateral to give the lender more security for repayment. With a car loan, the collateral is usually the car being purchased. As the lender has more security, a secured loan offers the borrower a good interest rate and repayment period. However, you risk losing the collateral (the vehicle) if you cannot repay the loan in line with the terms.
An unsecured loan does not require collateral - there is no risk of losing the car if you cannot make repayments. However, this increases the ‘risk’ for lenders, resulting in higher rates.
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
Our Location
Finance King’s Sunshine Coast office is located at 11 Kelly Court, Buderim QLD 4556.
We are open from 8:30am - 5:00pm on Monday to Friday, and service booked appointments on Saturday.
Phone: 1300 086 329
Frequently Asked Questions
Can I Get Pre Approved for A Car Loan?
Yes, our brokers can get you pre-approved for a car loan on the Sunshine Coast in as little as 24-hours. Depending on your timeline for purchasing, our brokers can work with you to ensure a fast turnaround so that you can get pre-approved as quickly as possible and begin shopping for your new car.
Do you offer finance for used vehicles?
Yes, we offer finance for both new and used vehicles. It's worth mentioning that used car loans will typically attract a slightly higher interest rate than a comparable new car loan due to the extra risk that is assumed by the lender.
How much can I borrow?
Your borrowing capacity will depend on your unique financial situation. Factors such as your loan history, income, employment status, and debt-to-income ratio (DTI) are all used to determine how much you can borrow. As brokers, we work for you to understand how much you're looking to borrow and then take that to market to secure the best loan products.
How do car loan repayments work?
Car loan repayments will cover part of the principal of the loan - the amount that you have borrowed from the lender to make the vehicle purchase - and then part of the interest - the amount of interest that is charged to you by the lender. Each loan is slightly different and has different terms and repayment schedules. Before accepting any loan, you should always read the fine print and understand your repayment obligations. Our brokers will make every effort to communicate your repayment schedule and obligations before you move ahead with the loan.
How often do interest rates change?
Interest rate changes are dictated by what's happening in the market, what the Reserve Bank is doing with the cash rate, and a range of other factors. Interest rates can change once every few months, or they can change once every month - it depends entirely on what's happening with the market.
Can you get a car loan with a bad credit score?
Yes, you can still get a car loan despite having a bad credit record. Our network consists of lenders who take other factors into consideration, such as steady income, personal savings, and job status, to approve an individual for a car loan. Our brokers will do the research for you to find a car loan that best fits your circumstances.
What do I need to apply for car finance in the Sunshine Coast?
Before Finance King can help you look for a car loan, you will need to meet the basic requirements for approval:
- Be at least 18 years old
- Have a recent history of steady income or employment
- Have a credit profile that outlines your past borrowing history
- Have information about the car you wish to purchase, including make, model, condition (new/used), and the dealership
