Boat Finance Hervey Bay

How it Works

Looking for the right boat loan to buy your dream boat? Finance King does the leg work for you by searching and comparing boat finance options to find one that suits your needs.

Fill out the form below with your details — we’ll contact you shortly to help with your loan application.

Loan Search

Our Hervey Bay boat loan brokers will search our network of 35+ lenders, compare different options and rates to find the best boat and jetski loan for you.

Pre-approval

Finance King can provide pre-approval for the boat loan and transfer the funds to you within 24 hours.

Start Shopping

With the funds deposited in your account, it's time to go shopping for the boat or jetski that you’ve had your eye on.

Compare from over 20 lenders

Loan Amount	Loan Term	Interest Rate (APR)	Comparison Rate (APR)
$5,000 - $250,000	1-7 Years (15Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $200,000	1-7 Years (12Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $80,000	3-7 Years	7.87%	9.17%	Get Finance
$5,000 - $125,000	1-7 Years	8.49%	10.09%	Get Finance
$2,000- $60,000	1-5 Years	8.99%	9.89%	Get Finance
$5,000 - $100,000	2-7 Years	9.15%	10.69%	Get Finance
$3,000 - $100,000	1-7 Years	9.24%	11.07%	Get Finance
$5,000 - $150,000	1-7 Years	9.44%	10.92%	Get Finance
$5,000 - $130,000	N/A Years	9.69%	11.19%	Get Finance
$10,000 - $100,000	2-5 Years	9.95%	11.69%	Get Finance
$5,000 - $65,000	3-7 Years	10.09%	11.78%	Get Finance
$15,000 - $100,000	N/A Years	10.29%	10.59%	Get Finance
$2,000 - $75,000	1-7 Years	13.95%	17.58%	Get Finance
$8,000 - $75,000	3-7 Years	16.00%	18.99%	Get Finance
$7,000 - $50,000	3-5 Years	18.99%	35.96%	Get Finance

Get Finance

Boat & Marine Finance Calculator

Frequently Asked Questions

How much can I borrow with boat finance?

Boat loan amounts can be as low as $3,000 and as high as $1,000,000 — how much you can borrow depends on your income, financial situation, loan history and debt-to-income ratio (DTI).

At Finance King, our brokers work on your behalf to find a boat loan that matches your desired borrowing amount with a good interest rate and loan terms to suit your personal finances.

How do I qualify for a boat loan?

The minimum requirements for applying for a boat loan in Hervey Bay are:

At least 18 years old
Be an Australian citizen or permanent resident
Have a consistent source of income from employment (with receipts)

In addition to these requirements, we also consider your borrowing history and debt-to-income ratio to determine your eligibility for a boat loan.

Can I use a boat loan to purchase from a private seller?

Yes, you can apply for boat finance to purchase a boat or jetski from a private seller. Just remember that lenders view used boats or marine vehicles as higher risk, so you may get higher interest rates. You will also need to provide more details about the condition and model of the vessel as part of the application process.

How long will it take to get approved for boat finance?

Most boat loan applications are approved within 48 hours. At Finance King, our streamlined process can get pre-approval from lenders within 24 hours, depending on your financial situation.

How long is a typical boat loan term?

Boat loan terms can be as short as 5 years or as long as 20 years. The loan term will depend on the type of loan (unsecured or secured), the borrowed amount and the interest rate. Our Hervey Bay boat finance brokers will work with you to find a boat loan term that suits your repayments and minimises costs.