Boat Finance Mackay

How it Works

Hit the open water soon rather than later, with a boat loan brokered by our Mackay boat finance experts. Finance King searches and compares boat finance options from a network of over 35 lenders to find boat finance with the best rates and terms.

Provide the details around your finances and the marine vessel you’re looking to purchase, using the form below. We’ll get back to you with the next steps for the application.

Loan Search

We search our network of 35+ lenders in Mackay for a boat loan that perfectly meets your needs, whether it’s a new or used purchase.

Pre-approval

When you’re ready to sign, we’ll submit your application and provide pre-approval within 24 hours.

Start Shopping

With your pre-approved boat loan, you can shop confidently for your dream marine vessel and get out on the waves.

Compare from over 20 lenders

Loan Amount	Loan Term	Interest Rate (APR)	Comparison Rate (APR)
$5,000 - $250,000	1-7 Years (15Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $200,000	1-7 Years (12Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $80,000	3-7 Years	7.87%	9.17%	Get Finance
$5,000 - $125,000	1-7 Years	8.49%	10.09%	Get Finance
$2,000- $60,000	1-5 Years	8.99%	9.89%	Get Finance
$5,000 - $100,000	2-7 Years	9.15%	10.69%	Get Finance
$3,000 - $100,000	1-7 Years	9.24%	11.07%	Get Finance
$5,000 - $150,000	1-7 Years	9.44%	10.92%	Get Finance
$5,000 - $130,000	N/A Years	9.69%	11.19%	Get Finance
$10,000 - $100,000	2-5 Years	9.95%	11.69%	Get Finance
$5,000 - $65,000	3-7 Years	10.09%	11.78%	Get Finance
$15,000 - $100,000	N/A Years	10.29%	10.59%	Get Finance
$2,000 - $75,000	1-7 Years	13.95%	17.58%	Get Finance
$8,000 - $75,000	3-7 Years	16.00%	18.99%	Get Finance
$7,000 - $50,000	3-5 Years	18.99%	35.96%	Get Finance

Get Finance

Boat & Marine Finance Calculator

Frequently Asked Questions

Can I apply for boat finance if I have a bad credit history?

Yes, you can still apply for boat finance even with a bad credit history. As a boat loan broker, Finance King has lenders in our network who look at other factors like your current employment status, available finances, and debt-to-income ratio to determine your suitability for boat finance in Mackay. We’ll gather the available options and pick out the best boat loan option for your circumstances.

How much can I borrow with boat finance?

Typical boat loan amounts range from $3,000 to $1,000,000; how much you can borrow with a boat loan will depend on your specific financial circumstances. Each of our lenders looks at different factors when assessing your application, which means that the maximum amount you can borrow will change between lenders.

Our Mackay boat loan brokers work on your behalf to obtain the best finance options based on your purchasing needs. We ensure that the rates and terms of the boat loan are comfortable enough for you to repay without unnecessary financial pressure.

Why should I use a boat loan broker instead of a lender?

Working with a boat loan broker saves you time and money by obtaining multiple options within a short span of time. This not only helps you get the funds for a boat purchase sooner, but also provides you with better rates and terms that you may not have found on your own from a handful of lenders.

At Finance King, we source boat finance options from over 35 lenders to find the best loan for your needs. We do the legwork for you so that you can focus on shopping for your dream vessel!