How it Works
Need to finance a new or used marine vessel? Finance King can search and compare boat loan options from over 35 lenders - we’ll present you with a boat loan with the best rates and terms to suit your needs.
Boat & Marine Finance Calculator
Frequently Asked Questions
When can I start shopping for a boat?
Finance King can provide pre-approval within 24 hours of your application, which allows you to shop and purchase a boat. With pre-approval, the funds are released as soon as you make the purchase to complete the transaction.
Why should I use a boat loan broker instead of working directly with a lender?
Using a boat loan broker saves you both time and money; brokers carry out the tedious search and comparison process on your behalf to find the best loan for your financial circumstances. At Finance King, we help borrowers access loan options from over 35 lenders simultaneously and recommend loan options that won't add unnecessary financial pressure.
How much will I be able to borrow on a boat loan?
Your maximum borrowing amount will depend on factors like your credit score, debt-to-income ratio, and current income. Boat loan amounts can range from $3,000 to over $1,000,000, and can change between different lenders.
When you work with our Rockhampton boat loan brokers, we’ll ensure that the loan options available to you meet your desired borrowing amounts and have the best possible interest rates.
Can I apply for a boat loan with a bad credit score?
Yes, you can still apply for boat finance even if your credit history isn't great. As a Rockhampton boat loan broker with a network of 35+ lenders, we have connections with lenders who look at other factors like your employment status and personal finances when determining your eligibility for a boat loan.