Boat Finance Townsville

How it Works

Get the best boat loan for your marine purchase — Finance King searches and compares boat finance options from over 35+ lenders to find a loan that offers the most favourable rates and terms for your financial circumstances.

We’ll need some information from you to get started — fill out the form below with your details, and we’ll get back to you with the next steps for the application.

Loan Search

With your details in hand, our Townsville boat finance brokers will search loans from a network of over 35 lenders to find the best boat finance for your needs.

Pre-approval

Ready to accept the terms? We can provide pre-approval for the loan within 24 hours of application and transfer the funds to your account.

Start Shopping

With the transferred funds, you can shop for your dream boat, yacht, or jetski and start hitting the waves sooner with Finance King.

Compare from over 20 lenders

Loan Amount	Loan Term	Interest Rate (APR)	Comparison Rate (APR)
$5,000 - $250,000	1-7 Years (15Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $200,000	1-7 Years (12Y end of loan)	Personalised pricing	-	Get Finance
$5,000 - $80,000	3-7 Years	7.87%	9.17%	Get Finance
$5,000 - $125,000	1-7 Years	8.49%	10.09%	Get Finance
$2,000- $60,000	1-5 Years	8.99%	9.89%	Get Finance
$5,000 - $100,000	2-7 Years	9.15%	10.69%	Get Finance
$3,000 - $100,000	1-7 Years	9.24%	11.07%	Get Finance
$5,000 - $150,000	1-7 Years	9.44%	10.92%	Get Finance
$5,000 - $130,000	N/A Years	9.69%	11.19%	Get Finance
$10,000 - $100,000	2-5 Years	9.95%	11.69%	Get Finance
$5,000 - $65,000	3-7 Years	10.09%	11.78%	Get Finance
$15,000 - $100,000	N/A Years	10.29%	10.59%	Get Finance
$2,000 - $75,000	1-7 Years	13.95%	17.58%	Get Finance
$8,000 - $75,000	3-7 Years	16.00%	18.99%	Get Finance
$7,000 - $50,000	3-5 Years	18.99%	35.96%	Get Finance

Get Finance

Boat & Marine Finance Calculator

Frequently Asked Questions

How soon after applying can I start shopping for a boat?

Finance King can provide pre-approval for a boat loan within 24 hours of application to help you start shopping earlier for your dream boat or jetski. When you purchase the boat, we’ll facilitate the release of funds to your account to finalise the transaction.

What interest rate can I expect for a boat loan?

Interest rates for a boat loan depend on the market rate and the details of your financial standing — the better your credit score, the more likely you’ll be able to access lower interest rates from lenders. Aside from credit score, lenders also look at the following factors to determine the risk of the loan and, in turn, the interest rate:

Debt-to-income ratio (DTI)
Employment status
The type of marine vessel intended for purchase
The security of the loan

At Finance King, we do the legwork for you by comparing interest rates from over 35 lenders to find the best rates for boat finance.

How much can I borrow with a boat loan?

Boat finance amounts can range from $3,000 to $1,000,000 — how much you can borrow will depend on your financial circumstances. Different lenders each have a specific margin for risk, and offer different borrowing amounts.

Our Townsville boat loan brokers work on your behalf to find a financing option that meets your desired borrowing amount, with the best rates and terms to ensure that it does not add unnecessary pressure on your finances.

Why should I use a boat finance broker instead of a lender?

Using a boat finance broker allows you to get multiple loan quotes at a time, compared to one or two quotes from a lender. Not only does this save you time, but you’ll also be able to find the right loan for your boat purchase at the lowest interest rates possible.

As Townsville’s trusted boat finance broker, Finance King can access a network of over 35 lenders to provide various loan options based on your purchasing needs and financial situation. We search and compare loan options on your behalf, making the process as hands-free as possible so you can focus on shopping for a new marine vessel.