Car Finance Mackay
Find the best car loan in Mackay from over 35 lenders for a new or used vehicle - Finance King can get you approved on the same day you apply.
Get FinanceSecure the Best Rate for a Mackay Car Loan
Whether it’s a family car, a ute, or your dream sports car, getting the right car finance in Mackay can make all the difference in how quickly you can get in the driver’s seat - and how much money you’ll save. Finance King’s Mackay loan brokers will search for and secure the best car loan based on your financial circumstances.
We can help you secure the most competitive rate and flexible repayment terms for car finance from our network of 35+ lenders, with fast, same-day approvals. Submit your information to get an estimate of how much you can borrow and the interest rates you can expect.
How the Car Finance Process Works
Tailored car finance Mackay locals choose for fast approval on new, used, and commercial vehicle loans. Our brokers work with you to understand your unique requirements to help you select the best car loan Mackay has to offer.
Using the Get Finance form on this page, share some details about the vehicle that you’re looking to purchase.
Based on your unique needs, our car loan team in Mackay, QLD will compare different loans from our trusted network of car loan lenders in Mackay to find you the best possible rate.
We can have you pre-approved with funds deposited into your chosen bank account in as little as 24-hours.
Once you receive funds into your account, you can then start shopping for your new or used car in Mackay.
Compare from over 35 lenders
| Lender | Loan Amount | Loan Term | Interest Rate (APR) | Comparison Rate (APR) | |
|---|---|---|---|---|---|
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$5,000 - $250,000 | 1-7 Years (15Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $200,000 | 1-7 Years (12Y end of loan) |
Personalised pricing | - | Get Finance |
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$5,000 - $80,000 | 3-7 Years | 6.30% | 6.30% | Get Finance |
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$5,000 - $125,000 | 1-7 Years | 6.28% | 6.28% | Get Finance |
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$2,000- $60,000 | 1-5 Years | 8.99% | 9.17% | Get Finance |
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$5,000 - $100,000 | 2-7 Years | 8.29% | 9.95% | Get Finance |
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$3,000 - $100,000 | 1-7 Years | 9.49% | 10.93% | Get Finance |
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$5,000 - $150,000 | 1-7 Years | 9.19% | 10.54% | Get Finance |
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$5,000 - $130,000 | 2-7 Years | 8.19% | 11.37% | Get Finance |
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$10,000 - $100,000 | 2-5 Years | 10.95% | 11.50% | Get Finance |
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$5,000 - $65,000 | 3-7 Years | 6.74% | 8.23% | Get Finance |
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$15,000 - $100,000 | 1.5-7 Years | 5.95% | 5.95% | Get Finance |
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$2,000 - $75,000 | 1-7 Years | 13.95% | 16.15% | Get Finance |
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$8,000 - $75,000 | 3-7 Years | 9.95% | 11.95% | Get Finance |
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$7,000 - $50,000 | 3-5 Years | 18.99% | 35.96% | Get Finance |
Car Finance Calculator
Why choose Finance King
At Finance King, we work for you, not the bank.
We can help you find a loan to assist with:
- Motor vehicles, trucks, boats, jetskis or any financeable asset.
- Personal loans.
- New home or investment property.
- Business related equipment such as earthmoving, agriculture and office.
- Commercial or business loans.
Mackay Car Finance FAQs
Can I get preapproved for a car loan in Mackay?
Yes, we can help you to secure preapproval for a car loan. Once you receive preapproval for your loan, you can then go shopping for a new or used car in Mackay knowing that you can have funds deposited into your account in as little as 24-hours.
Do you offer used car finance?
Yes, we can arrange finance for both new and used vehicles in Mackay. It is worth nothing that used car loans will - in most cases - attract a slightly higher finance rate than a comparable new car.
How much can I borrow?
Your car loan borrowing capacity for a new or used car loan in Mackay will depend on your unique financial circumstances. Using our free online personal loan calculator, you can get a good idea of your borrowing power for a car loan.
How do finance repayments on a car work?
Your car finance/loan repayments will cover both the principal of the loan – the amount that was borrowed to finance the car – and the interest – the amount that the lender charges for supplying the funds (interest rate). Your car loan agreement will outline the loan repayment terms and the interest rates to be paid as well as the schedule.
Can I apply for a loan as a foreigner?
Yes, but you will need to provide evidence of your right to work and live in Australia. Documents that lenders may require include a valid work visa, an employment contract or letter, and proof of your residential address in Mackay, such as a rental agreement.
Applying for a loan together with your spouse or partner can improve your chances of getting approved for car finance.
Why should I use a broker over the lender provided by the dealership?
The simple reason is that the lender provided by the dealership only works in their interest, and will generally provide one or two options for car finance. A broker like Finance King works only in your interest to secure the best rates, and allows you to compare multiple car finance options from lenders at once.
