Compare the best new and used car loan rates in Southport with Finance King.
Secure the Best Southport Car Loan
From application to approval, enjoy a fast, simple process with Finance King. Our Southport car finance experts work on your behalf to gather and compare loan options that perfectly fit your financial circumstances.
Getting the most competitive rate for car finance will mean saving on money in the long run and keeping repayments flexible. Whether you’re in the market for a brand-spanking new car or a second-hand family car, submit your information to get an estimate on how much you can borrow and the expected interest rates.
How it Works
Let our brokers find you the best car loan and vehicle finance rates in Southport. Work with Finance King and let our brokers do the leg work for you to source the best rates on the market for your next new or used vehicle purchase.
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Frequently Asked Questions
Can I get pre-approved for a car loan?
Yes, our car finance team can help you to secure pre approval for a car loan in Southport in just 24-hours. Once you are pre-approved for a loan, you can shop the market with confidence knowing that funds can be transferred quickly when you find the right car.
Do you offer finance for used cars?
Yes, we offer car loans and finance for both new and used cars in Southport. It's worth mentioning that while we do offer used car loans, they can often attract a slightly higher interest rate than a comparable new car loan rate.
How much can I borrow?
The amount that you can borrow will depend on your unique financial situation. Factors such as your borrowing history, income, and employment status will all be assessed to provide you with a specific borrowing capacity figure. You can use our free online personal loan calculator to get an immediate estimate.
How do vehicle loan repayments work?
Car loan repayments will cover part of the principal of the loan - the amount that was borrowed - and part of the interest - the amount that is charged by the lender. Each loan is slightly different with different terms and repayment schedules, so check with our brokers.
Will I be able to make early repayments on the car loan?
Most lenders will allow you to make extra repayments or pay off your loan early, but there may be additional fees for contributing outside of the repayment schedule. Our car loan brokers will provide you with a clear explanation of the loan before signing to ensure that you know precisely what is and isn’t possible.
Can I apply for a car loan jointly with someone else?
Yes, you can apply for car finance with your spouse or partner - sharing a loan can improve chances of getting approval or better interest rates if both of you have a steady source of income.
However, this means that both parties will be responsible for the loan and the required repayments. Late or missing repayments can potentially impact both applicants’ credit scores.














